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Student Loan Delinquency: The Untold Story

Today more students are taking on larger amounts of federally-backed loans to pay for a higher education than ever before. That's why it's imperative that policymakers and other stakeholders know how these rising debt levels affect students after they leave school. On March 17, 2011, the Institute of Higher Education Policy released a policy paper, Delinquency: The Untold Story of Student Loan Borrowing, that examines student loan debt using data from five of the nation's largest federal student loan guaranty agencies. These new data provide detailed information on how 1.8 million student borrowers manage their federally-backed student loans. To mark the release of this paper, Jason Delisle, Director of the New America Foundation's Federal Education Budget Project, moderated a panel of experts including Alisa Cunningham Director of Research & Evaluation at the Institute for Higher Education Policy, Justin Draeger, President and CEO at the National Association of Student Financial Aid Administrators, Deanne Loonin, Attorney at the National Consumer Law Center, and Dr. Laura Perna, a professor at the University of Pennsylvania Graduate School of Education, who discussed the findings in the report and the greater issue of increasing levels of student loan debt.
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