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KIDS Accounts

An unlikely group of legislators, spanning the full political spectrum, is proposing a fresh, long-term response to the challenges of saving, financial education, and retirement security: KIDS Accounts. By providing every newborn child a savings account at birth, with matching deposits for lower-income children, KIDS Accounts will create a national culture of savings and investing, promote financial education, and encourage life-long asset accumulation-especially higher education, homeownership, and a nest-egg for retirement. There could not be a better time to re-build a culture of savings in America, beginning with every child in America. Not since the Great Depression have Americans saved so little, and not since the Great Depression have so many Americans risked losing their homes to foreclosure. Joining the Senate and House champions of the ASPIRE Act, will be New York Times columnist David Brooks, a sample of the bill's leading supporters, and a teenager from Delaware now saving for his future.
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