How to Become a Savvy Consumer
Watch more Buying, Spending, & Shopping Tips videos: http://www.howcast.com/guides/478-Buying-Spending-and-Shopping-Tips Subscribe to Howcast's YouTube Channel - http://howc.st/uLaHRS Use these tips to learn how to become a savvy consumer. Howcast uploads the highest quality how-to videos daily! Be sure to check out our playlists for guides that interest you: http://howc.st/ytmainplaylists Subscribe to Howcast's other YouTube Channels: Howcast Health Channel - http://howc.st/HOE3aY Howcast Video Games Channel - http://howc.st/tYKKrk Howcast Tech Channel - http://howc.st/rx9FwR Howcast Food Channel - http://howc.st/umBoJX Howcast Arts & Recreation Channel - http://howc.st/vmB86i Howcast Sports & Fitness Channel - http://howc.st/vKjUjm Howcast Personal Care & Style Channel - http://howc.st/vbbNt3 Howcast empowers people with engaging, useful how-to information wherever, whenever they need to know how. Emphasizing high-quality instructional videos, Howcast brings you experts who provide accurate information in easy-to-follow tutorials on everything from makeup, hairstyling, nail art design, and soccer to parkour, skateboarding, dancing, kissing, and much, much more. Step 1: Be wary Be wary of all offers you receive as a consumer. The promises made by companies trying to get your money may be exaggerated. Tip Check out businesses with the Better Business Bureau before you spend money on a product or service. Step 2: Don't assume all offers are legitimate Don't assume that an offer that is labeled "no-risk" is in fact what it purports to be. Sometimes free-trial offers require you to pay shipping costs, which may cost more than the product is worth. Step 3: Get it in writing Obtain promises from companies in writing. Remember -- if it's not in the sales contract, it's not guaranteed. Tip Always read and understand a contract to have work done. Step 4: Use credit cards Make purchases with credit cards rather than debit cards. If you pay with a credit card, and later have a dispute with the company, you can contact your credit card company and have the charges removed from your bill while they investigate. This is not always possible with a debit card. Step 5: Don't shop blindly Don't blindly shop for the lowest prices. If the price is low but the merchandise shoddy, you may end up paying more for repairs than if you bought the more expensive item in the first place. Step 6: Be mindful Be mindful of scams. You can only fall for a scam by being a willing participant. If someone offers you a free loan but asks for your credit card number, you should realize something is not right. Step 7: Contact the BBB Contact the Better Business Bureau and the Attorney General or Consumer Protection Office in your state if you fall for a scam. Now you can shop with confidence. Did You Know? The Better Business Bureau was founded in 1912.