The 8 Best Apps to Organize Your Finances

Gone are the days of writing everything down in your checkbook.

Now, a slew of online and mobile tools have made managing your finances exponentially easier. Whether you want to keep track of bills, manage expenses, or oversee your budget, there’s an app for that. Here are eight of the best ones.

1. Mint.com Personal Finance

What it does: Mint is one of the best, free ways to manage your money. Wherever you are, all your accounts can be accessed, monitored, and tweaked. Mint automatically registers your transactions and creates a customized budget based on your spending.

Why it’s cool: Mint is in the App Store Hall of Fame and is on several lists for best apps — not just the ones that manage money.

Details: Available for Android, Windows phone, iOS 7.0 or later.

Cost: Free

2. Manilla — Bill and Account Manager

What it does: A financial life organization and reminder app that helps you do a whole lot in one place. You can monitor your daily finances, household bills, travel rewards, magazine subscriptions, and healthcare accounts, and share them with friends and family if you feel so inclined. You can add and manage any personal or small-business account.

Why it’s cool: Manilla was voted one of the best financial apps of 2014 by CNBC. It clearly has the backing, as it currently supports more than 4,000+ leading providers — including all financial institutions and utility companies — and adds more each week. Other online accounts like Groupon and Netflix can be added, and if you can’t find some of your accounts, put in a request and Manilla will do its best to fulfill it.

Details: Available for Android, Windows phone, iOS 7.0 or later.

Cost: Free

3. XpenseTracker — Expense Tracker & Mileage Log

What it does: Track your expenses and mileage with this app, which extends to your desktop.

Why it’s cool: Custom features and smart functions make data entry fast. The app supports all major currencies and downloads exchange rates.

Details: Available for Android, Windows phone, iOS 6.1 or later.

Cost: $4.99

4. Check

What it does: Lessen your anxiety about missing a bill with this app. Once you set it up, it monitors your bills, bank accounts, and credit cards, and IT sends alerts. You can pay on the spot or schedule payments for later.

Why it’s cool: Triple layer security ensures maximum protection. Plus, it helps reduce the amount of paper you use every month.

Details: Available for Android, Windows phone, iOS 6.0 or later.

Cost: Free

5. BillGuard

What it does: In addition to tracking your spending and viewing your accounts in one place, you can protect your cards from fraud and unwanted charges. The best part is you can actually save money by using this app. Based on your spending patterns, BillGuard searches the web for coupons that will lower your bills.

Why it’s cool: This app gets smarter every time you use it. Each time you swipe to verify or flag a credit or debit card charge, it learns and improves its algorithm to suit you.

Details: Available for Android, Windows phone, iOS 7.0 or later.

Cost: Free

6. DailyCost — Simple & Elegant Personal Finance

What it does: As the description says, this app is “a simple and elegant expense tracker that helps you organize your personal finance. With just few taps and swipes, you can easily keep track of your daily expenses and learn how to spend your money smarter.” Over 160 currencies are supported, with automatically updated exchange rates.

Why it’s cool: The app lives up to its name: It was designed and developed by a “passionate” designer who was fed up with complicated expense tracking apps.

Details: Available for Android, Windows phone, iOS 5.1.1 or later.

Cost: $1.99

7. Shoeboxed

What it does: This app can help you organize your receipts. You can instantly archive receipts on the go and access an archive of your receipts.

Why it’s cool: If that folder of paper receipts is about to burst, take pictures of each receipt and use this app to transform the image into usable data.

Details: Available for Android, Windows phone, iOS 5.0 or later.

Cost: Free

8. HomeBudget With Sync

What it does: An integrated expense tracker to help track your expenses, income, bills-due and account balances. Budget support and analysis are offered. Check out HomeBudget lite if you want to try it out first without spending money.

Why it’s cool: Family Sync is an advanced feature that allows a group of devices within the household to exchange expense and income information and work with a single budget. Once set up, the devices automatically sync.

Details: Available for Android, Windows phone, iOS 7.0 or later.

Cost: $4.99

Sources:

Brothers, Laura. (July 15, 2013). 7 Apps That Manage Your Money for You. Business Insider. Business Insider. Retrieved May 7, 2014 from Business Insider.

Gail, Michelle. (Jan. 24, 201?). 10 Personal Finance Apps to Help You Manage Your Money. Envato Studio Blog. Retrieved May 7, 2014 from Envato Studio Blog.