Lisa Hiton, poet, filmmaker, professor, writer
As a model, I'd say that if risks sound too scary, life as artist is probably not going to suit you in the long run! With that said, there are plenty of vocations which are arts and arts education based which might suit your need for both stability and a life filled with the beauty and glory that is art itself.
I encourage you to rethink the idea of school for a minute, even if it's just a thought experiment. Despite our current climate, let's say that the premise of an education is the education itself. That a vocational degree is a newfangled idea. That the only limitation in life is you. If the point of education is to give power and time to the thing you most want to study, what is that thing? What habits of mind and heart will that help you explore deeply? You will not regret your education if you pursue an arts degree--you will have given power and time to that deeply beloved mode of existing. Further, the thing you will have the hardest time getting back in life is time. When you go on to any vocation, you will not have as much time to carve out of to play music, write, paint, etc. Just another way to think about the purpose of getting a degree at all!